Wema Bank Transfer Code And List Of Wema Bank USSD Codes

Wema Bank USSD Transfer Code

This post provides details about the Wema Bank Transfer code and also the Wema Bank USSD Codes. It explains how to register and activate these services, lists all the USSD codes for various Wema Bank transactions, and OFFER’S ADDITIONAL INFORMATION.

Wema Bank, a prominent commercial bank in Nigeria, offers a USSD code service that allows its customers to conduct banking transactions conveniently using their mobile phones.

This service not only enhances banking convenience but also promotes financial inclusion in Nigeria by reaching out to those who are unbanked or underbanked.

So, if you require the Wema Bank code for transferring money, checking your balance, purchasing airtime, paying bills, or any other transactions on your Wema Bank account, join me, and let’s explore the content of this post together.

Wema Bank USSD Code And It’s Service’s

The Wema Bank USSD code is a concise code, *945#, designed for accessing a wide range of banking services. This code empowers customers to conduct several transactions directly from their mobile phones, including account opening, checking balances, transferring funds, buying airtime, paying bills, performing cardless withdrawals, and changing their PIN.

To utilize the Wema Bank transfer code, it’s essential to have an account with the bank and ensure that your mobile number is linked to your account. Each transaction comes with its unique code and format, allowing customers to input the necessary details for the desired action.

However, it’s worth noting that this code requires activation before you can start using it.

How To Register And Activate The Wema Bank USSD Codes

For new customers or first-time users, activating the Wema Bank USSD code is a straightforward process. Here are the simple steps to follow:

  • 1. Dial *945# using the phone number associated with your Wema Bank account.
  • 2. Select “1” if you need to “Open Account” with Wema Bank. If you already have an account, you can skip to step 3.
  • 3. Enter your Wema Bank account number to link it with your phone number.
  • 4. Set a 4-digit USSD PIN of your choice.
  • 5. Confirm your USSD PIN.

Once you’ve successfully completed these steps and set up your USSD PIN, you can immediately begin using the Wema USSD code to access a range of banking services.

After completing all the steps, your Wema Bank transfer code will be activated on your phone, enabling you to conduct your banking transactions conveniently.

List Of Wema Bank Ussd Codes for different transactions

Wema Bank USSD Code To Transfer Money:
The USSD transfer code for Wema Bank is  *945*Account Number*Amount#.
This code allows you to send money from Wema Bank to both Wema Bank and other banks. After dialing, you should choose the recipient’s bank and input your PIN to confirm the transfer.
Here are some key things to know about the Wema Bank USSD Transfer Code:
1. Available for Multiple Networks:
This service is accessible to subscribers of MTN, Glo, 9mobile, and Airtel.
2. Exclusive to Wema Bank Customers:
The USSD code is exclusively for Wema Bank account holders.
3. Phone Number Registration:
To utilize this service, you must have an active phone number registered with your Wema Bank account.
4. 24/7 Availability:
You can use this service at any time, as it is available 24 hours a day, every day, including during odd hours.
Wema Bank USSD Code To Check Account Balance:
To check your Wema Bank account balance,
you can use The USSD code *945*0#. After dialing, input your PIN, and your available account balance will be shown on your screen.
Wema Bank USSD Code To Open Account:
You can open a Wema Bank account using The USSD code *945*1#.
Simply dial the code, agree to the mobile banking terms, and then follow the prompts to complete the account opening process with Wema Bank.

Here’s a breakdown of the Wema Bank USSD code for various purposes

Wema Bank USSD Code To Obtain Loan:
To apply for a loan with Wema Bank, go ahead and use the USSD code *945*65#.
Just dial this code to access the loan application process.
Wema Bank USSD Code To Buy Airtime:

To purchase airtime for your own SIM linked to your Wema Bank account, Go ahead and Dial the code *945*Amount#.

If you want to buy airtime for other phone numbers or SIMs, you can use the code *945*Phone Number*Amount#.

Wema Bank USSD Code To Buy Data:

To purchase data from your account, simply

Dial *945*9#, select “Buy Data,” choose your desired data bundle, and confirm the transaction by entering your PIN.

This information is helpful for wema Bank customers looking forward to manage their data subscriptions conveniently.

Wema Bank USSD Code For Cardless Withdrawal:

For cardless withdrawal from Wema Bank, go ahead and use the USSD code *945*57#.

Simply dial this code and then follow the provided prompts to complete the cardless withdrawal process.

Wema Bank USSD Code To Pay Bills:

To make bill payments with Wema Bank, go ahead and use the USSD codes *945*24# and *945*10#.

After dialing the respective code, select your biller, follow the on-screen instructions, and then input your PIN to finalize the transaction.

The Wema Bank USSD code can be used to manage your account security. Here’s how

Wema Bank USSD Code To Block Account:

To block or deactivate your Wema Bank account, you can use the USSD code *945*911#.

Simply dial this code, and then follow the on-screen options to initiate the account deactivation process.

Wema Bank USSD Code To Retrieve BVN:

To retrieve your BVN (Bank Verification Number) with Wema Bank, you can use the USSD code *945*4#.

Simply dial this code, and your BVN will be provided to you.

Wema Bank USSD Code Frequently Asked questions (FAQS)

What is the new USSD code for Wema Bank?

The new USSD code for Wema Bank is *945#. You can use this code to carry out various mobile banking transactions on your registered phone number.

What is the maximum I can transfer using Wema Bank USSD Code?

The maximum amount you can transfer using the Wema Bank USSD code is #500,000.

How do I register for Wema Bank USSD Code?

To register for Wema Bank USSD:

1. Dial *945*01#

2. Input your Account Number

3. Input your Date of Birth (DD-MM-YYYY)

4. Input a 4-digit PIN of your choice

5. Confirm the PIN

How can I check my Wema Bank details?

You can check your Wema Bank account details, including your account balance, by dialing *945*0# on your phone.

What is the Wema Bank Transfer Code to Other Banks?

To transfer money from Wema Bank to other banks, use the USSD code *945*Account Number*Amount#.

How do I check my Wema Bank USSD transaction history?

To check your Wema Bank USSD transaction history, simply dial *945*0# on your phone.

Is there a charge for using the Wema Bank USSD code?

Yes, there is a charge for using the Wema Bank USSD code. The cost may vary depending on the specific service you are using, but generally, USSD transactions are more cost-effective compared to other banking methods.


Wema Bank offers a convenient USSD service for its customers, allowing them to perform various banking tasks such as money transfers, balance inquiries, account opening, bill payments, cardless withdrawals, loan applications, and even blocking their accounts. This service is accessible to customers using MTN, Glo, 9mobile, and Airtel networks. It is exclusive to Wema Bank account holders, and having an active, registered phone number linked to your account is essential for its use. The availability of this service 24/7 ensures that customers can manage their banking needs at their convenience, even during unconventional hours.

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