Union Bank Transfer Code And List Of Union Bank USSD Codes

union bank transfer code
List Of Union Bank USSD Codes For Different Transactions USAGLOBALINFO.COM

This article provides details about the Union Bank Ussd code as well as the Union Bank transfer code. It covers what these codes are, the steps to enroll and activate them, a comprehensive list of USSD codes for various transactions offered by Union Bank, and much more.

Union Bank, A PROMINENT COMMERCIAL BANK IN NIGERIA , introduces a convenient USSD code service that enables its customers to carry out banking transactions right from their mobile phones.

Notably, this service not only increases the ease of banking but also contributes to greater financial inclusion in Nigeria by extending its reach to those who are not yet part of the formal banking system.

Therefore, if you’re looking to access the Union Bank code for transferring funds, checking your account balance, purchasing airtime, settling bills, or any other Union Bank account-related activities, accompany me as we delve into the details of this article!!

Union Bank USSD Code And It’s Service’s

The Union Bank USSD Code, also known as the Union Bank transfer code, is a short and convenient number used for various banking tasks. It includes a general code for overall transactions on Union Bank accounts and specific codes for tasks like balance checking and funds transfers.

The Union Bank USSD code is *826#. Once you’ve registered and activated it, this code grants you access to a range of services, including:

  • 1. Opening a new account
  • 2. Checking your account balance
  • 3. Transferring funds to other Union Bank accounts
  • 4. Transferring money to accounts in other Nigerian banks
  • 5. Topping up your mobile phone
  • 6. Settling bills
  • 7. Purchasing airtime for yourself or others
  • 8.Verifyingyour BVN (Bank Verification Number)

However, keep in mind that you must activate this code before utilizing its features.

How To Register And Activate The Union Bank USSD Codes 

To register and activate the Union Bank USSD Code, follow these steps:

  • 1. Dial *826# using the phone number that is registered with your Union Bank account.
  • 2. Choose the correct option for activation from the menu that appears.
  • 3. Input the last digits of your Union Bank debit (ATM) card.
  • 4. Enter your Union Bank Account number.
  • 5. Create your Union USSD PIN.
  • 6. Enter and confirm the PIN once again to finalize your USSD registration.

Once you’ve successfully completed all the steps mentioned above, the Union Bank transfer code will be activated on your phone. You are now ready to use it for your various banking transactions.

List Of Union Bank Ussd Codes for different transactions

Union Bank USSD Code To Transfer Money:

To transfer money using the Union Bank USSD Code, follow these instructions:

  • 1. For transfers between Union Bank accounts:
  •    Dial *826*1*Amount*Recipient’s Account Number#.
  • 2. For transfers to accounts in other banks:
  •    Dial *826*2*Amount*Recipient’s Account Number#.

After dialing the respective code, follow these additional steps:

  • 1. Choose the recipient’s bank.
  • 2. Enter your Union Bank USSD PIN to authorize the transfer.

These steps allow you to efficiently transfer money from your Union Bank account using the USSD code.

Union Bank USSD Code To Check Account Balance:

To check your Union Bank account balance using the USSD code:

  • 1. Simply dial *826*4#.
  • 2. After dialing, you’ll be prompted to enter your PIN.
  • 3. Once you enter your PIN, the remaining balance in your Union Bank account will be displayed on your screen.

This provides a quick and convenient way to access your account balance using the USSD code.

Here’s a breakdown of the Union Bank USSD codes for various purposes

Union Bank USSD Code For Opening an Account:

Dial *826# to initiate the process of opening an account with Union Bank. Accept the mobile banking terms and follow the prompts to create your new account.

Union Bank USSD Code For Buying Airtime for Yourself:

Dial *826*Amount# to purchase airtime for the mobile number linked to your Union Bank account.

For instance, if you want to recharge N3000, Dial *826*3000#.

Union Bank USSD Code For Buying Airtime for Other Numbers:

Dial *826*Amount*Phone Number# to buy airtime for a different mobile number.

For example, to recharge N3000 for the number 07015551235 , Dial *826*3000*07015551235#.

Remember that after entering the relevant USSD code, you might be asked to input your PIN to confirm and authorize the transaction. These codes offer a convenient way to perform these transactions directly from your mobile phone.

Union Bank USSD Code To Pay Bills:

The Union Bank USSD code *826# can also be used for bill payments. Here’s how to do it:

  • 1. Dial *826# on your mobile phone.
  • 2. From the menu that appears, select the “Pay Bills” option.
  • 3. Follow the prompts to choose the type of bill you want to pay E.g (electricity, water, DSTV, GoTV, Startime, etc.).
  • 4. Complete the necessary details and follow any further instructions to finalize the bill payment.

This USSD code provides a convenient way to manage your bill payments directly from your Union Bank account using your mobile phone.


 The Union Bank USSD codes can be used to manage your account security. Here’s how:

Union Bank USSD For Blocking ATM Card:

Dial *826*21# on your mobile phone to block your Union Bank ATM debit card. Once dialed, select the “Hotlist Card” option to initiate the card blocking process.

Union Bank USSD Code For Blocking Account:

To deactivate your Union Bank account, dial *826*911#. After dialing, follow the on-screen options to proceed with the account deactivation process.

These USSD codes offer a quick and accessible way to secure your account and manage your banking activities.

Union Bank USSD Code To Retrieve BVN:

The Union Bank USSD code *565*0# is used to retrieve your Bank Verification Number (BVN).

When you dial this code, your BVN will be displayed on your screen,

Thereby providing a convenient way to access this important piece of information.

Union Bank Frequently Asked questions On USSD Code Transactions
Q: How often can I transfer funds?

A: You can transfer funds as frequently as you want until you reach the daily transaction limit.

Q: Can I schedule future transfers?

A: Yes, you can schedule future transfers using the standing order menu.

Q: How do I obtain my token during a transaction?

A: You can obtain your token by visiting any Union Bank branch and requesting one.

Q: What types of transactions can I perform on UnionOnline?

A: You can:

  • Check your account balance
  • Generate bank statement’s
  • Perform both own-bank and third-party transfers
  • Perform international transfers
  • Review your transaction history
  • Pay bills
  • Schedule standing orders
Q: Who determines the exchange rate and charges on transfers?

A: The exchange rate and transaction charges are determined by the Money Transfer Organization, not the Bank.

Q: Can I still use the UnionMobile App if I change my mobile device?

A: Yes, you can. Download the app on your new device, reinstall it, and register as a new user. Changing your password during the registration won’t affect your PIN.

Q: What is the transfer limit on my UnionMobile?

A: The default transfer limit is N5,000. To increase your limit, visit a branch, call the contact centre at 0700 700 7000 or 012716816.

These FAQs offer valuable information about using Union Bank’s USSD services effectively and understanding various aspects of transactions and limits.


 Union Bank’s USSD services, accessible through the *826# code, offer a convenient way to handle various banking tasks via mobile phones. These tasks include fund transfers, balance checks, airtime purchases, bill payments, and more. The USSD code can be used to block cards, retrieve BVNs, and manage account security. Additionally, the provided frequently asked questions shed light on transfer limits, scheduling, exchange rates, and more, making banking easier and more accessible for union Bank customers.

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