In this article we are providing you with a detailed information about the Access Bank USSD code as well as the Access Bank transfer code. It covers what these codes are, how to register and activate them, a comprehensive list of USSD codes for various transactions with Access Bank, and much more.
Access Bank, a prominent commercial bank in Nigeria, presents a USSD code service that enables its customers to carry out banking transactions conveniently using their mobile phones.
This service not only enhances banking convenience but also promotes financial inclusion in Nigeria by reaching out to those who are unbanked or underbanked.
So, if you’re seeking the Access Bank code for tasks like money transfers, balance checks, airtime purchase, bill payments, or any other operation on your Access Bank account, accompany me as we delve into the content of this article;
Access Bank USSD Code And It’s Service’s
The Access Bank code, also referred to as the Access Bank transfer code, serves as a shortcode for performing various banking tasks. It encompasses a general code for all transactions, as well as specific shortcodes for tasks like balance checks and funds transfers.
The Access Bank USSD code is *901#. Once registered and activated, this code offers access to a wide array of services, such as:
- Opening an account
- Checking your account balance
- Transferring money to other Access Bank accounts
- Transferring money to other banks in Nigeria
- Recharging your phone
- Paying bills
- Buying airtime for yourself or others
- Updating your BVN
- Requesting loans
- Checking loan balances and repayment dates.
Though capable of executing these transactions, the code must be activated before it can be utilized.
How To Register And Activate The Access Bank USSD Codes
To register and activate the Access Bank USSD code, follow these step-by-step instructions:
- 1. Using the phone number linked to your Access Bank account, dial *901#.
- 2.Accept the Access Bank mobile banking terms and charges by selecting the “Accept” option.
- 3. Choose the “Transfer” option from the menu.
- 4.Input the last 6 digits of your Access Bank debit (ATM) card.
- 5. If you don’t possess an ATM card, you’ll be asked to enter your date of birth.
- 6. Enter your Access Bank account number.
- 7. Create a 4-digit PIN for your Access Bank mobile banking transactions.
- 8. Re-enter and confirm the PIN to complete your USSD registration.
Following these steps will enable you to successfully register and activate the Access Bank USSD code for your banking transactions.
List Of Access Bank Ussd Codes for different transactions
Access Bank USSD Code To Transfer Money:
To send money using the Access Bank USSD transfer code, follow these instructions:
- For transferring money from Access Bank to Access Bank accounts,
- Dial *901*1*Amount*Account Number#.
- If you’re sending money to accounts in other banks,
- Dial *901*2*Amount*Account Number#.
- After dialing the respective code, select the recipient’s bank from the options provided.
- Enter your PIN to authorize the transfer.
Using *901*1*Amount*Account Number# allows you to transfer within Access Bank, and *901*2*Amount*Account Number# facilitates transfers to accounts in other banks. Just follow the prompts and enter your PIN to complete the transaction.
Access Bank USSD Code To Check Balance:
To check your Access Bank account balance using the USSD code,
- simply dial *901*5#.
- After dialing,you will be prompted to enter your PIN.
- Once you’ve entered your PIN,your remaining account balance will be displayed on your screen.
This quick and convenient method allows you to easily keep track of your funds.
To open an account with Access Bank using the USSD code
- Dial *901*0#.
- After dialing,you’ll need to accept the mobile banking terms,
- Then follow the prompts provided to complete the account opening process with Access Bank.
This method offers a convenient way to initiate the account opening procedure without the need for a physical visit to the bank.
Here’s a breakdown of the Access Bank USSD codes for various purposes
To buy airtime using the Access Bank USSD code, follow these instructions:
- To purchase airtime for your own SIM linked to your Access Bank account
- Dial *901*amount# (e.g., *901*200# for ₦200 airtime).
- If you want to buy airtime for other numbers or SIMs
- Dial *901*Amount*Phone Number#
- (e.g., *901*300*07010000200# for ₦200 airtime for the number 07010000200).
After dialing the respective code, follow the prompts and enter your PIN to authorize the transaction. This efficient process allows you to quickly recharge your own phone or buy airtime for other numbers without hassle.
To purchase data using the Access Bank USSD code
- Dial *901*8#.
- This code allows you to buy data from your account for any phone number, whether it’s your own or for others.
- After dialing the code,follow the prompts provided to complete the data purchase transaction.
This convenient method enables you to easily top up data for yourself or share it with others directly from your account.
the Access Bank USSD code for cardless withdrawal is *903#.
- After dialing this code
- select the “Money Withdrawal” option
- Then follow the provided prompts to complete the cardless withdrawal process.
This feature allows you to withdraw money from your Access Bank account without the need for your physical debit card, adding convenience to your banking experience.
the Access Bank USSD code for bill payments, including utilities and subscriptions like electricity, water,
- DSTV, GoTV, and Startimes, is *901*3#.
This code allows you to conveniently pay your bills directly from your Access Bank account using your mobile phone. Simply dial the code and follow the prompts to make your bill payments hassle-free.
The Access Bank USSD codes can be used to manage your account security. Here’s how:
The Access Bank USSD code to block your ATM debit card is *901*11#.
By dialing this code, you can swiftly and securely block your Access Bank ATM card in case of loss, theft, or any security concerns.
This helps to prevent unauthorized transactions and ensures the safety of your funds.
To obtain a statement of your Access Bank account using the USSD code,
- Dial *901#
- Then select option 4 from the menu.
- Afterward,follow the on-screen instructions to receive your account statement.
This method offers a convenient way to access your account information directly from your mobile phone without needing to visit a physical branch.
The Access Bank USSD code to retrieve your BVN (Bank Verification Number) is *565*0#.
- By dialing this code, you can easily access your BVN information directly on your mobile phone.
This offers a quick and efficient way to retrieve this essential piece of banking information whenever you need it.
the Access Bank USSD code to deactivate or block your account is *901*911#.
- By dialing this code,you can initiate the process to block your Access Bank account.
- Follow the on-screen options provided to complete the deactivation process.
This can be useful in cases where you suspect unauthorized access or need to temporarily suspend account activity for security reasons.
Access Bank USSD Frequently Asked questions
The Access Bank USSD code is a short code (*901#) that allows Access Bank customers to do their banking transactions on their mobile phones anytime, day or night, 24/7.
If you’re having trouble with the bank’s code, it might be because many people are using it at the same time. You could try again later or contact Access Bank customer care for assistance.
With the Access Bank USSD code, you can do various transactions, such as checking your account balance, sending money to Access Bank and other banks, buying airtime/data, paying bills, and even opening an account.
To sign up for the Access Bank USSD code, just dial *901# from the phone number linked to your Access Bank account and follow the instructions on the screen.
Is there a limit to how much I can transfer using the Access Bank USSD code?
Yes, there are limits for transfers with the Access Bank USSD code. Individual accounts have a daily transfer limit of N100,000, while corporate accounts can transfer up to N1,000,000 daily.
Transactions made using the Access Bank USSD code are processed instantly and are usually completed within seconds. However, some transactions might take longer due to network issues or if done outside of banking hours.
Absolutely, you can check your Access Bank account balance using the USSD code without needing an internet connection. Just make sure you have a phone that can receive SMS messages and a SIM card linked to your Access Bank account.
To deactivate the Access Bank USSD Code, dial *901*911# from the phone number connected to your Access Bank account and follow the steps shown.
No, there’s no set limit to the number of transactions you can perform with the Access Bank USSD code. However, depending on your account type and history, there might be a daily cap on the amount you can transfer.
Unfortunately, the Access Bank USSD code is only usable within Nigeria. If you’re traveling abroad, you might need to use other banking options like the Access Bank mobile app or online banking.
CONCLUSION
The Access Bank USSD codes offer a wide range of convenient banking services that you can access directly from your mobile phone. These codes enable you to perform tasks such as transferring money, checking balances, buying airtime and data, paying bills, and more, without the need for visiting a physical bank branch. Remember to always keep your PIN and personal information secure to ensure the safety of your transactions.
