GT Bank Transfer Code And List Of GT Bank USSD Codes

GT Bank Transfer Code

This article provides comprehensive information about the GT Bank Transfer code and the GT Bank USSD code. It covers how to register and activate these services, lists of all the USSD codes for various GT Bank transactions, and offers additional insights.

GT Bank, a prominent commercial bank in Nigeria, that offers a USSD code service that empowers its customers to conveniently conduct banking transactions using their mobile phones.

This service not only enhances banking convenience but also promotes financial inclusion in Nigeria by reaching out to the unbanked population.

So, if you require the GT Bank code for money transfers, checking your balance, purchasing airtime, paying bills, or any other transactions on your GT Bank account, join me, and let’s explore the content of this post together.

GT Bank USSD Code And It’s Service’s

The GT Bank USSD code is a concise code, *737#, specially designed to grant access to a wide range of banking services. This code empowers customers to execute various transactions directly from their mobile phones, including account opening, balance inquiry, fund transfers, airtime recharge, bill payments, cardless withdrawals, and PIN changes.

To utilize the GT Bank transfer code, it’s essential to have an account with the bank, and your mobile number must be linked to your account. Each transaction comes with its unique code and format, allowing customers to input the necessary details for the desired action.

However, it’s important to note that this code requires activation before you can start using it.

How To Register And Activate The GT Bank USSD Codes 

For new customers or first-time users, activating the GT Bank USSD code is a straightforward process. Here are the simple steps to follow:

  • 1. Dial *737# on your mobile phone.
  • 2. Select “Instant Banking” from the menu options.
  • 3. Choose “Activate USSD” from the submenu.
  • 4. Enter your GT Bank account number and select your preferred debit card.
  • 5. Create a 4-digit PIN that you will use to authorize transactions.
  • 6. Confirm the PIN by entering it again.

Once you have successfully completed these steps, the transfer code for GT Bank will be activated on your phone. You can now use it for your banking transactions with ease.

List Of GT Bank Ussd Codes for different transactions

GT Bank USSD Code To Transfer Money:

The USSD transfer code for GT Bank is *737*1*Amount*Account Number# for sending money within GTB, and *737*2*Amount*Account Number# for transferring to other banks. After dialing, you can pick the recipient’s bank, then input your PIN to approve the said transfer.

GT Bank USSD Code To Open Account:

To open a GTBank account using USSD code, Dial *737*0#. Once dialed, agree to the mobile banking terms, and then follow the instructions to complete the account opening process with Guaranty Trust Bank.

GT Bank USSD Code To Check Account Balance:

To check your GTB account balance, simply Dial *737*6*1# and input your PIN when prompted. Your available account balance will then be shown on your screen.

GT Bank USSD Code For Cardless Withdrawal:

To perform a GT Bank cardless withdrawal, Dial *737*3*Amount#. Follow the prompts that appear to complete the cardless withdrawal transaction.

Here’s a breakdown of the GT Bank USSD codes for various purposes

GT Bank USSD Code To Buy Airtime:

To purchase airtime with GTB, Dial *737*Amount# for your own SIM linked to your GTB account, or use *737*Amount*Phone Number# to buy airtime for other phone numbers or SIMs.

GT Bank USSD Code To Buy Data:

For buying data from your GT Bank account, simply Dial *737*4#. After dialing, choose the data bundle you wish to purchase, and then confirm the transaction by entering your PIN correctly.

GT Bank USSD Code To Pay Bills:

To make bill payments with GT Bank via USSD, use the code *737*37*Amount*Smartcard Number#. After dialing, follow the provided instructions to complete your bill payment, whether it’s for services like DSTV, GoTV, Startime, and lots more.

GT Bank USSD Code To Obtain Loan:

To apply for a loan with GT Bank, you can use the USSD code *737*8*2#. Just dial this code to access the loan application process on GTbank.

The Union Bank USSD codes can be used to manage your account security. Here’s how:

GT Bank USSD Code To Block Account:

To block your GTB account, you can use the USSD code *737*911#. Dial this code and follow the on-screen options to deactivate your account.

GT Bank USSD Code To Deactivate ATM Card:

block your GT Bank ATM debit card, you can use the USSD code *737*51*73#. Dial this code to initiate the card blocking process.

GT Bank USSD Code To Retrieve BVN:

You can retrieve your BVN with GTB by dialing *737*6*1# via USSD.

Here are some key things to know about the GT Bank USSD Code:

1. Available for Multiple Networks: This service is accessible to subscribers of MTN, Glo, 9mobile, and Airtel.

2. Exclusive to GT Bank Customers: The USSD code is exclusively for GT Bank account holders.

3. Phone Number Registration:            To utilize this service, you must have an active phone number registered with your Wema Bank account.

4. 24/7 Availability:                                 You can use this service at any time, as it is available 24 hours a day, every day, including during odd hours.

GT Bank USSD Code Frequently Asked questions (FAQS)
Who can use this service?

This service is available to all individual account holders with phone numbers enrolled on the bank’s SMS alert platform. Joint, corporate, and multiple signatory accounts are not eligible for this GTbank services.

What services are available on *737#?

With *737#, you can transfer money, buy airtime for yourself and others, check your account balances, make purchases, pay bills, open accounts, and more.

Can I use the service on more than one of my accounts?

Yes, you can use the service on more than one of your GTbank accounts.

How do I enroll for *737# services?

If you have an existing GT Bank debit card linked to your account(s):

1. Dial *737*0#

2. A list of masked debit card numbers linked to your account will be displayed.

3. Select your preferred debit card.

4. Enter the 4-digit Personal Identification Number (PIN) for the selected debit card.

5. Create a new 5-digit PIN.

6. Your number is now activated on the GT Bank USSD Quick Banking Service.

Is this service available on all mobile networks?

Yes, this service is available to all subscribers of Airtel, MTN, Globacom, and Etisalat networks.

How secure is the *737# Mobile Banking?

*737# Mobile Banking is secure as it requires registration and PIN authentication for all your banking transactions.


USSD codes provided by Nigerian banks like GTB have made banking more convenient and accessible for customers. These codes allow users to perform a wide range of transactions directly from their mobile phones, enhancing financial inclusion and ease of banking in Nigeria. Activation of these codes is a straightforward process, enabling both new and existing customers to enjoy the benefits of mobile banking.

You May Also Like
List of banks in Nigeria
Read More

Top 10 Best Banks In Nigeria

      In the banking sector, Nigerian banks typically provide financial services to existing customers and seek…
Read More

Money Easily Review

Money Easily is a website that boasts the potential to earn up to $1,000 daily. However, its credibility…